Insurance, roof repair, and roof replacement

Insurance, Roof Repair, and Roof Replacement

When It’s Time to Call Your Insurance Agency

If you own a home for very long, it’s likely you’ll have to deal with the need for roof repair or roof replacement. That in turn almost certainly means you’ll need to deal with your homeowners insurance company. This is a guide to making that process go in as smooth and satisfactory manner as possible.

Insurance, roof repair, and roof replacement

When Using Your Home Insurance, Attitude Is Important

When you’re dealing with the stress of needing roof repair or a new roof, there’s a good chance you’re not in the best of moods. It’s also possible that you’ve had an unfortunate experience with an insurance agency in the past or you’ve heard horror stories about such experiences, and that inclines you to go in with a pugnacious attitude.

You want to keep that impulse in check, however. If you’ve ever worked customer service, you know how you reacted to pleasant, reasonable customers and how you felt about obnoxious ones. The representatives at insurance companies are no different. You hope you’ll end up talking to someone motivated to provide excellent service to everycustomer, but we’re all human, and the proper approach can go a long way toward eliciting a representative’s very best efforts on your behalf.

With that in mind, be patient. Remember that the representative may have many claims to deal with, each as worthy of efficient service as your own. This is especially true if you’re calling in the wake of a natural disaster like a hurricane.

Also, be organized. Whenever interfacing with insurance companies or roofers, have all your important information available. Make sure you have essential phone numbers and email addresses like those of your homeowner’s insurance agency, adjuster, and roofer. When meeting with the adjuster, for best results, you want immediate access to your policy and policy number, your roofer’s detailed estimate of the nature and cost of the work, and photographs of the damage.

Finally, honesty is important. Only file a legitimate claim for damage actually caused by the storm or other incident in question. Believe it or not, this will help you keep you out of the clutches of shady itinerant roofers who do substandard work. You should protect yourself by only dealing with a licensed, legitimate local roofer with a local physical address. Your home insurance agency has probably dealt with that roofing company before, which will facilitate them working together.

Having said all that, let’s look at what you should actuallydo when you need a roof repair or roof replacement.

Using Your Home Insurance for Roof Repair or Roof Replacement: The Process Step by Step.

First, call your insurer as soon as you can.

Second, contact a trustworthy local roofer as soon as you’ve spoken with your insurance representative. Such a company is likely adept at communicating and otherwise dealing with insurance companies and that expertise can save you many headaches. The roofing company will be well acquainted with the claims process, the timeline, and what the insurer expects.

It’s possible the roofing company won’t be able to start a roof repair or roof replacement immediately, but a roofing crew can at least tarp the damage to keep it from getting worse and to protect the interior of the home. That’s important not just for the obvious reason (safeguarding your property) but because the terms of your insurance likely impose an obligation to prevent further damage as best you can. When an adjuster arrives, he or she will note the tarping and be more inclined to recognize the validity of your claim.

Finally, be as helpful as possible to the adjuster when he or she shows up. As noted above, this is largely a matter of being ready to furnish all the necessary information.

Two More Tips for Dealing with Insurance, Roof Repair, and Roof Replacement

You need to understand your home insurance policy to avoid nasty surprises.

To that end, know what’s covered and what isn’t. Will the policy cover a full roof replacement? What if water has gotten into the house to damage the rafters or other parts of the house? Do you need to file a separate claim for that? If reading your policy doesn’t clear everything up, don’t be afraid to ask your insurance agent to explain it to you.

By the same token, know your deductible. Partly because insurance companies don’t want to deal with a constant influx of small claims, the policy sets an amount for a repair that the policyholder must pay for himself before the coverage kicks in. You should understand what that amount is.

Some deductibles are pretty high, high enough to prove a serious problem when you find out how much roof repair or a whole new roof is going to cost you out of pocket. You can prevent the problem by putting aside some money each month until you build up a savings account equal to the deductible.

Insurance, Roof Repair, and Roof Replacement: A Final Word

As noted above, choosing a reputable local roofing company skilled at dealing with insurance issues is key to avoiding hassles and ensuring that your policy pays out as it should. We at Stay Dry Roofing take pride in being such a company, and we invite you to call us when you need us.

Comparing roof estimates

Comparing Roof Estimates

You Have Your Roof Estimates. Now What?

If you stay in a house for a number of years, you’re likely to face necessity of roof repair or roof replacement. When that happens, prudent, thrifty homeowners are likely to obtain roofing quotes from multiple companies unless there’s a roofing company they used previously and they were happy with the results.

Comparing roof estimates

Once a homeowner has those new roof estimates in hand, it’s time to compare them and choose the best. If you choose purely on the basis of the price on the bottom line, however, you may not be taking into consideration all the criteria you should. For example, you want to understand what materials the roofers will use and exactly how they’ll go about the job.

Here, then, is a guide to understanding and comparing roof repair estimates and roof replacement estimates.

Roof Estimates: The Five Components of a Roofing System

To understand roof estimates clearly and completely, it helps to know there are five separate components to a roof system. Here’s what they are:

  • Plywood, otherwise known as the deck.
  • Underlayment. The underlayment is actually made up of two components of its own. These are the ice and water shield and the shingle underlayment.
  • Flashings. There are three kinds, step flashing, chimney flashing, and pipe and other penetration flashings.
  • Ventilation.
  • Shingles.

Knowing the five components, a homeowner is able to assess what the roof estimate says about materials.

Roof Estimates: Materials

A trustworthy roof estimate lays out what materials will be used for each component of the roofing system. It specifies the type and brand.

By the same token, the roof repair estimate should list the specific quantities of all the materials that will be used. This is necessary to make sure everyone is using the same measurements and that you don’t end up being charged for excess quantifies of material the job didn’t actually require.

Roof Estimates: The Warranties

The warranties for all materials and work should be specified precisely. Understand that materials warranties and workmanship warranties are separate, one the responsibility of the materials manufacturer and the other the responsibility of the installer. You should also be aware that improper installation can void the warranties on materials.

Roof Estimates: Credentials

As noted above, improper installation voids materials warranties. To safeguard against this, make sure a roofing company is certified to work with the materials it’s proposing o install. The company should be able to produce the appropriate certifications, which are earned and/or renewed when workers complete annual training sessions.

Roof Estimates: Who Will Really Be Up There on the Roof?

It’s possible for a roofing company to subcontract a job to a roofing crew that doesn’t actually work for it, but that’s not the situation you want. You want those certified, trained, licensed installers who are actually on the company payroll. That helps to ensure the work will be done as it should be done.

Roof Estimates: Insurance

Insurance is an additional reason to insist on those certified, trained, licensed installers. It may well be that the subcontracted crew is underinsured or uninsured altogether. That means that if there’s an accident, the homeowner could be found liable. Always make sure all necessary insurance will be in effect before you sign a contract with a roofing company.

Roof Estimates: How Will the Roofers Look After Your Property?

During the course of a roof repair job, accidents can happen to property as well as people. It’s also possible for roofers to “finish” their work and leave behind dirt or debris. The roof estimate should lay out how the roofing crew will protect your home and clean up when the roof repair or roof replacement job is done.

Roof Estimates: How Was It Arrived At?

It’s a good idea to understand exactly how the roofing company came up with the roof repair or roof replacement estimate. Today roofers have considerable technology at their disposal to improve the accuracy of a roofing cost estimate. When you see that such technology was in use, it can increase your confidence that the roofing quote is accurate and contains appropriate and accurate details.

Roof Estimates: Caveats

Any of the following is an indication that you hire the roofing company that provided that particular roof estimate at your peril.

  • Vague roof estimates. We already alluded to this above, but it’s worth mentioning again. The roof estimate should be specific on every point, materials, workmen, certifications, insurance, warranties, etc.
  • Verbal roof estimates. The roof repair estimate should always be in writing.
  • Handwritten roof estimates.Although arguably not as problematic as verbal estimates, a handwritten roof estimate can suggest a lower level of professionalism and less access to technology as opposed to a printed one.
  • Roof estimates without inspections.A reputable roofer can’t possible give you an accurate estimate without conducting a thorough inspection.
  • Roof estimates with rock bottom prices.Naturally, you’re looking for a good price. But a price radically lower than that in any of the other quotes and that seems too good to be true probably is too good to be true. You may well be dealing with a roofing company that intends to cut corners somewhere.

Roof Estimates: A Final Word

At Stay Dry Roofing, we take pride in the fact that our roof estimates conform to the highest standard, as does our work itself. If you’re collecting roofing quotes, we invite you to give us a call.

Roof leaks in Indianapolis

What to Do When Your Roof Leaks

When the Roof Leaks, Don’t Panic

When you notice the roof of your Indianapolis home leaks, it at the very least will seem like a significant inconvenience. If a lot of water is coming in, it can seem like a catastrophe. The water can damage the items inside the house and the floors. It can collapse a ceiling. Dampness can even promote the growth of toxic mold.

But don’t lose your head. There’s plenty you can do to keep roof leaks from becoming unmitigated disasters, especially when you catch them early. When you’re watching out for them, be aware that the first sign might not be water on the floor. It could just be a discolored spot on the ceiling that reveals the presence of water above the ceiling.

Roof leaks in Indianapolis

When you’re vigilant enough to detect roof leaks early, follow these steps in order.

When the Roof Leaks, Catch the Dripping Water

If water is coming through a ceiling leak, put a bucket under it. Scraps of wood inside the pail will quiet the irritating drip-drip-drip sound. If your problem is more severe, and you’ve got more than drips to deal with, get as many of your possessions as possible safely away from the water and cover the things that are too heavy to move with sturdy plastic sheeting.

When the Roof Leaks, Drain the Water

Climb up a ladder or onto a sturdy, stable chair and poke a hole in the wet part of the ceiling with a screwdriver or similar implement. You may feel reluctant to inflict any sort of damage on your own ceiling, but the fact of the matter is, failure to take this action can make things a lot worse. More moisture could seep in, or the weight of accumulating water could even make the entire ceiling fall down. At which point you’ll have to confront the fact that replacing all of it is far more expensive than just patching a little hole would have been.

When the Roof Leaks, Get Busy Investigating

See if you can figure out where the water is coming from, and be aware that water flows down flashing or trusses until it finds a weak point. That means the actual breach in the roof could be far away from the spot where the water is falling in to the living area of your home.

If you can get into your attic space, you’ll find it easier to search for roof leaks during daylight hours. Then turn off the lights. If you see a place in the roof where sunlight’s shining in, that’s where the roof leaks, too.

When the Roof Leaks, Use More Water to Find the Problem

If the turning-off-the-attic light technique doesn’t work, have someone else (preferably someone surefooted) get on the roof with a hose and spray the surface one small section at a time. When he or she reaches the right spot, you should have water coming in just as it does when it rains.

When the Roof Leaks, Call the Professionals

Sadly, the hose technique isn’t 100%, either. When all your efforts to find roof leaks yourself prove unavailing, it’s time to consult a professional. The expert can both isolate the problem, explain what must be done to fix it, and schedule repairs when you give your okay.

When the Roof Leaks, Spread a Tarp

Regrettably, even after you’ve found the source of roof leaks, it’s not always possible to fix the problem the same day. Until it is fixed, make sure the roof is dry enough to climb on safely, then spread heavy plastic sheeting or a tarp at least six millimeters thick over the compromised section of roof.

Spread your covering of choice at least four feet from the edge of the problem, continue past the ridge of the roof, and go at least four feet down the other side. That ensures you really have covered the roof leaks adequately. Use 2×4’s to weight the starting and finishing edges of the covering down and hold them in place. Fold the edges of the covering over the boards and use a nail gun to attach them securely. You can weight the other edges as well if wind is a concern.

Proceed carefully. You don’t want to tumble off and hurt yourself or to make new leaks by nailing or screwing the 2×4’s onto the roof.

Roof Leaks: A Final Word

Roof leaks require prompt attention to keep them causing significant damage to your Indianapolis home and the items inside. So address them promptly, and if you need assistance, we invite you to call Stay Dry Roofing. We’re here to help you.

Roof stains in Indianapolis

Identifying and Removing Roof Stains

The Annoyance of Roof Stains

Because roofing materials wear out due to time and exposure to the elements, sooner or later, every Indianapolis home needs roof replacement. Events like high winds and falling trees can also result in the need for roof repair.

Luckily, the problem isn’t always quite that drastic. Roof stains for example, may at least seem like a less serious issue. But even so, you’ll want to get rid of blemishes that spoil the appearance of the house. And in fact, some roof stains are symptomatic of another problem requiring attention.

Roof stains in Indianapolis

Here, them, is a guide to roof stains explaining the various kinds, how to remove them safely, and what to do to keep them from coming.

Identifying Roof Stains

To differentiate among roof stains and determine their causes, start by looking at the color. Additionally, check the location, and relation between the color and roof conditions like pitch, shading, debris, roofing materials, and nearby trees to glean further information.

Black or Dark Brown Roof Stains

Black of dark brown roof stains on shingles are often produced by black algae, fungal growth, lichens, extractive blending of asphalt, dirt, or organic debris, or bleed-through. When they’re near a chimney, soot is a likely culprit.

It’s also possible the roof stains are the result of tree debris.

Green Roof Stains

Green roof stains can also indicate the presence of algae. Or, they may be due to moss.

Red Roof Stains

Red roof stains nearly always indicate rust. Naturally, the rust is found on metal like, for example, rusty chimney flashing.

White Roof Stains

White stains often indicate that pigments are washing down from above.

Eliminating Roof Stains

The method for eliminating a particular type of roof stain depends on is nature and its cause.

Algae, Fungal, Moss, and Lichen Roof Stains

Raking or gentle washing with a brush is often the best way to get rid of these roof stains (and other sorts as well.) You may be temped to resort to power washing instead, but this is riskier. Even gentle treatment can further damage asphalt shingles that are old and fragile, Power washing is very likely to.

Since shade is conducive to the growth of algae, fungus, moss, and lichen, check to see if nearby trees are providing it. If so, you may want to trim back the offending branches.

Extractive Bleeding Roof Stains

Extractive bleeding is essentially a fancy way of saying that asphalt shingles were either defective to start with or have become so. It often gives the roof a streaked appearance.

To permanently solve the problem, you’ll need to replace the defective shingles.

Rust Roof Stains

To stop rust from leaking onto the roof, you’ll need to replace rusty components like, for example, the drip collar of a chimney cap. Check the construction of the overall system of which that component is a part as well. Perhaps the drip collar was vulnerable to rust because it didn’t fit the way if should have.

Sooty Roof Stains

Soot stains result from problems with chimneys, fireplace flues, or oil-powered heating flues. They can also indicate a serious safety risk. Soot stains around a gas-powered appliance flue reveal the very real possibility that fatal levels of carbon monoxide are building up inside the house. Should you discover them, take immediate action.

Roof Stains from Other Deposits

The remedy depends on what substance is leaking onto the roof and what the roof is made of. White or pale-colored stains may result from air-condition condensate, hared water calcium, lime, or scale among other possible causes.

Root Stains and Debris

You may have roof stains because debris is falling on the roof from tree limbs overhead. Naturally, you need to sweep away any debris that’s already on the roof, and this is another instance where you may want to trim overhanging branches back so they won’t drop any more.

All Kinds of Root Stains

Anytime you’re on your roof inspecting or fixing anything, there’s a certain danger of falling off and hurting yourself. The steeper the slope, the more challenging the roof structure is in some other way, or the more difficult your task, the greater the hazard. So be careful, and know your limits.

Roof Stains: Final Thoughts

Clearly, there’s a lot to understanding any stains that may appear on the roof of your Indianapolis home and a lot to know what to do about them. Fortunately, you don’t have to do it yourself. The professionals at Stay Dry Roofing will be glad to help you. Call us today for an inspection.

roof installation pros

How To Choose Roofing Contractors in Indianapolis

Of all the systems that make up your home, the roofing system is one of the most critical. When you have problems such as leaks and storm damage or simply a roof that is worn out and in need of repairs, you need to find a roofing contractor you can trust. If you have ever had to search for a roofing contractor in Indianapolis you know how quickly the scammers and con-artists can come out of the woodwork. Here at Stay Dry Roofing, we are committed to providing quality service and only the finest products. We want to help everyone in Indianapolis and the surrounding area find a contractor to provide the best roofing services available. Here’s what you need to know about affordable roofing and how to tell you are working with the best of the best when it comes to Indianapolis roofing contractors in the area:

local roof installation

Am I Working With a Legitimate Company or a Con-Artist?

This is one of the biggest concerns homeowners and business owners have when looking for someone to work on their roof. It is a justified concern and we hear horror stories all the time about people who fall victim to a scammer. A legitimate roofing company should not have any problem providing you with any of the following when you ask:

  • Local references, testimonials, and locations
  • Business license number and/or documentation
  • Roofing credentials and experience examples
  • Workers compensation insurance proof
  • General liability insurance documentation
  • Written manufacturer and material warranties
  • Track record as a roofing contractor in Indianapolis

new roofing

Tips for Staying Safe When Choosing Roofing Contractors

  • Deal only with local contractors who have a local office and who have been established in the community for a while.
  • Get recommendations from people you trust and check local business review site like Yelp or the Better Business Bureau.
  • Take your time before signing any paperwork and make sure you read everything and understand it fully.
  • Don’t work with a roofing contractor who asks for upfront payments; a partial deposit is acceptable but never full price or in cash.
  • Be skeptical of contractors that try to push quick roof restoration that won’t last or who want to make temporary fixes.
  • Ask someone who has been through the process to review the contract with you before signing or speak to your attorney for their advice.
  • Be careful of drive-by contractors who use door-to-door sale tactics or who leaves a flier on your doorknob or in your mailbox.
  • Phrases to watch out for: “insurance companies are compensating” and “most homeowners are unaware of the storm damage on their roof.”
  • Get someone not associated with the company to do a roof inspection to see if the suggested repairs and work seem legit.
  • If anything sounds too good to be true with rates or deals then it probably is and you should find someone else for your new roof work.
  • Indianapolis roofing contractors will have the company logo on their vehicles and uniforms and will answer the phone with the company name.

new home roofing system

After a storm or natural disaster

Unscrupulous con-artists will often descend after a storm has passed by and may come knocking on your door telling you they see you need roofing work done. In nine out of ten cases, someone knocking on your door unsolicited will not be fully honest or trustworthy. You should be very cautious as you proceed and here are some tips to keep in mind if someone shows up on your doorstep one day offering to fix storm damage you didn’t even know you had:

  • Do not give in to the pressure and don’t let them rush you into signing papers right away so they can start work.  Ask for a written estimate, get their business card and find out their contact information and call them a day or two later to see if the story changes.
  • Beware of any roof repair company that puts emphasis on getting a roof replacement paid for by the insurance company. In most cases, they are trying to use it to get you to give them money upfront and telling you to get reimbursed later by the insurance.
  • Talk to your insurance agent, see what your policy covers, how they go about determining what they will pay for your roof. Ask for advice on how to proceed with the repairs and how to find the best roofing company in Indianapolis for your roofing needs.
  • Look into the track record of all local roof repair companies you are considering hiring. Look for companies with a good reputation in your community and who have been successful in the area and can show a good track record with roofing needs like yours.
  • Always get at least three to five quotes from different companies. The cheapest quote is not always the right one and will often time result in less than quality work. Local roofing experts will provide an itemized quote to help you make an informed choice.

professional roof installation company

Things to Do Every Time You Need Roofing Contractors in Indianapolis

Whether you are faced with emergency roof repairs, commercial roof replacement, roof leak repairs, storm damage repairs, or any other roofing needs, Stay Dry Roofing is here to help! To find the best Indianapolis roofing contractors, you need to do these 10 things:

Get local referrals. You are less likely to run into scammers when dealing with local contractors because they are proven and known in the area. Con-artists never stay in one area very long so people don’t know who they are. Local roofing contractors also know the codes and regulations and can ensure everything meets local and state guidelines.

Check manufacturer designations. Manufacturer designations are seen in the commercial and residential roofing industry as a badge of honor. This is because the contractor must pass certain minimum requirements to be certified. Remember that some manufacturers have more stringent requirements but it’s something to look for.

Check the BBB ratings. Some contractors come and go changing the storms and preying on unsuspecting residents. When you are looking at working with a contractor you need to look them up on the BBB website and make sure they have a good score. If they are not listed on BBB.org or have a poor rating you are better off finding someone else!

Get an extensive warranty. Not all contractors will offer a warranty and if they don’t then that is a major red flag. If there is no extended warranty or guarantee on the material and work done, you could be the one paying for repairs if something goes wrong down the road. Checking for a warty is the best way you can protect yourself.

Ask for licensing and insurance. Without insurance and proper licensing, the work done on your home or business may be faulty. Most states require licensing for contractors, but there is little that stops con-artists from posing as contractors so you must be proactive! So, protect yourself and be sure to ask to see proof of licensing and insurance for the Indianapolis area.

Pay your deductible. Any contractor who says that the repair work can be done without you having to pay your insurance deductible is committing insurance fraud and is also opening you up to legal problems. You must pay whatever deductible insurance requires as it is stated in your policy. To do otherwise puts you at risk for fines or even jail time!

Handle your own claim. A contractor claiming to be “a claim specialist” is most likely also committing fraud and breaking the law. In most states, it is illegal for contractors to fil the claims and deal with the insurance. It is only the policyholder who can do this and no third party can negotiate with the insurance company on behalf of the property owner.

Don’t give in to pressure. Overly pushy sales tactics and high-pressure talk should be a red flag. No legitimate roof repair contractor will need to pressure you to act now. The best roofing contractors in Indianapolis will work with you and help you on your terms. They will not try to pressure, scare, or intimidate you into making a snap decision.

home roof repairs

Contact Us Today at Stay Dry Roofing

If you are looking for a local roofer or roof repair company, Stay Dry Roofing is here to help!  We have years of experience in the Indianapolis area and have worked on countless commercial roofing systems and helped many homeowners with their residential roofing needs as well. Whether you need roof installations, new roof estimates, roof repair work or maintenance, or a full home roof replacement or upgrade, we invite you to give us a call today! Our team of friendly and knowledgeable staff makes it easy to find roofing contractors in Indianapolis who can take care of you and your roofing system. Call us today for a free consultation! See for yourself why we are the roofing specialists more people trust.

roofing services

Best roofing company roofers at work

Finding the Best Roofing Company for Your Needs

Roof repair, especially roof replacement, is expensive. The right roofing company will do a professional job at a fair price, provide a roof that should protect a house and what’s inside it for many years to come, and fix any problems that appear while the warranty is in effect. The wrong roofing company may not do all these things or conceivably any of them, resulting in additional expense well before the homeowner had any reason to expect it.

Given the potential downside, sorting through the available roofing contractors to find the best roofing company for a particular job can seem like a scary proposition. But it doesn’t have to be. Following a few simple guidelines can help you make a sound choice.

Explore Your Options

Even if the first roofing company you talk to seems to be offering a good deal, don’t be in a hurry to sign a contract. It’s a better idea to talk to a number of roofing contractors for a couple different reasons.

You’ll see who best appears to understand your needs and seems like he or she will be easy to work with. This positive feeling is useful information even though it’s no substitute for the “due diligence” recommended below.

Talking to several roofing contractors also gives you a sense of the price range various roofing contractors would charge for your particular job.

Don’t fixate on price and price alone, though. You’ll have a natural tendency to steer clear of bids that seem excessively high, but a price that seems like too much of a bargain can be a red flag as well, suggesting a difference in the quality of what’s being offered that can end up costing you more in the long run.

indianapolis roofing contractor

The Hallmarks of a High Quality Roofing Company

There are several things to check when evaluating a roofing company.

Reputable, professional roofing contractors are licensed and able to provide a minimum of three references attesting to the quality of their work.

They can also furnish proof of workmen’s compensation and liability insurance that will cover the roof repair job in question.

The agent of a professional roofing company will be happy to explain the particulars of a job, contract, and warranties to you and answer any questions you may have.

Finally, a reputable roofing company will never ask a homeowner to pay the entire cost of a roof replacement upfront. Any contract containing such a clause is unacceptable and an excellent reason to look elsewhere for someone to do the job.

It is, however, accepted practice for a roofing company to ask for a deposit and a payment schedule based on the work hitting successive benchmarks.

When making such a payment, don’t pay the roofing company in cash. Paying with a credit card makes it more likely that, if things go horribly wrong despite your precautions, it will be possible to get your money back without costly litigation.

Take Care of Your End

Vetting the roofing company is only part of the process. You could still find that the roof replacement process isn’t as trouble-free and generally satisfactory as you hoped it would be if you don’t attend to the aspects that are your responsibility.

Understand the Roofing Company’s Contract and Warranties

Review the contractor and warranties carefully and ask any questions you may have. As mentioned above, the representative of the roofing company should be happy to provide answers.

A proper roofing warranty guarantees all materials and workmanship for a minimum of five years. The roofing itself should be warrantied for 20 to 40 years.

Insurance and Permits

It’s possible that insurance is supposed to cover the cost of roof replacement. To make sure this happens as expected, verify that you’ve followed all the necessary claim procedures and obtained all the required approvals before work begins.

Similarly, make sure the necessary permits, if any, are obtained before the job starts. It’s common for the roofing company to take care of this for the homeowner, but if not, you’ll need to attend to it yourself.

Best roofing company in the area

Keep all these guidelines in mind, and you should find your way to the roofing company that will provide you with the best experience both immediately and long-term.

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metal roofing installation

Customization Options For Metal Roofing Systems

Many homeowners at some point and time will have to make a decision regarding a roofing system upgrade or replacement at least once. This can be an overwhelming thing to consider as there are many types of roofing systems for you to choose from today- from traditional asphalt shingles to ceramic tiles. However, one of the roofing options that is being seen more and more often is metal roofs. Here at Stay Dry Roofing we can help you take care of any roofing system you may have and we can help you determine if a new metal roofing system is the right option for your home.

The Popularity of Metal Roofing System

There are a number factors that need to be considered when looking at why metal roofing has become so popular these days:

metal roofing systemDurability- metal by nature is strong and is built to withstand a lot of impact and force. A metal roofing system can withstand years of weathering and impact without signs of wear and tear that normal roofing materials show.

Longevity- metal roofs have a long lifespan which makes them very attractive to homeowners who want a roofing system that will last them for years to come and that does not require a lot of care and maintenance.

Customization- metal is versatile and can be fashioned into an array of shapes and designs, making it a great option for a unique and customized looked to your home. It’s also good for providing the perfect custom style for your home.

Value- metal sheets and shingles for the roof make a great upgrade to any home and can add value to the sale price attached to your home because it is such an important part of your home’s aesthetic appeal.

roofing optionsSavings- with a metal roofing, there are options for paints and coatings that will help reflect the sun’s rays. This reduces the heat exchange that occurs between the roof and the rest of the home, thus reducing your energy usage and electric bills.

Affordability – if you can, the initial investment of a metal roofing system is well worth the money as it more than pays for itself over time with reduced care and maintenance, making it a very affordable option.

Customization of Metal Roofing

Metal roofing is so popular today largely because of how much it can be customized to meet specific wants and needs of the individual homeowner.

Color- it is easy to find metal roofing in any shade you want, which means you can have a roof that is a perfect tone to meet your homes décor and style.

metal roofingStyle- our metal roofing can be fashioned into a range of styles so you can have shingles or panels or strips or whatever look you want for your home’s roof.

Size- most styles of metal roofs can be installed as large thin sheets and panels, which makes it a quick and easy installation job in most cases.

Metals- many different types of metals and alloys are used in the construction of roofs and popular choices including aluminum, copper, steel, brass, tin, and nickel.

Shape- you have the option of getting your metal roof fashioned to resemble square, round, scalloped, or custom shapes and it can all be done with relative ease.

Texture- it is possible to give some sort of texture to your metal roofing materials to give it more character and style and make it more visually attractive.

Indianapolis roof installationContact Us Today

If you have been considering metal roofing for your home and are looking for professional assistance, give us a call here at Stay Dry Roofing and set up your consultation appointment and get the roof you want and need.

home roofing system

Understanding the Appeal of Tile Roofs

There are many different types of roofing materials that are used today. One only needs to drive through a neighborhood to see this for themselves. From basic asphalt shingles to wood shake roofs to metal panels, the choices are almost endless. However, one roofing material that is gaining popularity among homeowners is tile. If you have been wondering why tile roofs are so popular these days and if there are local roofing contractors who have experience working with tile roofs then you are in luck!  Stay Dry Roofing is here to take care of all your roofing needs. So, let’s dive into their popular roofing material a little further, shall we?

tile roofingDesigned for Long Term

While many people think of tile as a modern invention it is actually one of the original roofing materials and can be traced back in history for centuries. Its modern engineering has made it even better with improved material and a design that maximizes its strength and provides a natural water shedding and ventilation features. Its durability is also highly regarded and it has a track record of lasting decades before any major wear and tear occurs from elements such as wind, rain, sun, or snow.

options for tile roofsMany Colors and Styles

Roof tiles are available is a host of colors, shapes, and sizes. In fact, thanks to all of the advances in modern construction and engineering, common concrete and clay roof tile can be produced to meet custom needs easily. You can find tile to go with any architectural style and design plan, so no matter what your home’s vibe is, you can find the tile that fits perfectly. Roof tiles can be made to be flat, rounded, or resemble other materials, which is why tile roofs are so popular among homeowners.

residential roofing systemsMaintains Their Color

Colors that are used in clay and cement tile are derived from natural sources from minerals and additives that naturally occur in the materials they are made from. This means they last much longer than the colors in other roofing materials that are simply painted on the surface in most cases. Tiles may experience some type of color fade from exposure to the elements, but it usually takes decades before this even begins to be a problem. Our local roofing contractors can show you what’s best for your home!

roofing contractors in the areaCan Sustain High Winds

Because of their weight and strength, tile roofing materials are very good when it comes to their resistance to severe weather. Both concrete and clay tiles are popular among homeowners and local roofing contractors alike. With proper installation, tile roofing has been proven to withstand 150 miles per hour sustained winds, such as those found in Florida during hurricane season and in the Midwest during the stormy season. If wind is an issue where you live then tile roofs may be the best choice!

new roof installationsThe Economical Investment

Clay and concrete tile roofs may cost more upfront per square foot installed when compared to asphalt shingles, however, they are one of the most cost-effective choices out there. This is because they are known to last 50 years or more with minimal repairs and maintenance needed. Many locations across Asia and Europe have structures that were made with clay roof tiles that even today have remained intact, functional and beautiful. So, the initial cost is worth the return on the investment.

maintenance and care of tile roofsRequires Little Maintenance

No roofing system is ever able to remain maintenance free and all will require some degree of maintenance. The biggest factor in determining how often routine maintenance is needed is the climates of particular regions that might cause wear and tear faster. Under normal conditions, tile roofs require minimal maintenance. In almost all cases, this work is restricted to gutters, flashings, and venting. Maintenance needs for all other roofing types may include coating, painting, cleaning, and sealing.

It is easy to see why there’s so much fuss being made about tile roofing. If you have been wondering why tile roofs are so popular, or if you have been looking for skilled and experienced local roofing contractors to work on your tile roof, then give us a call. Contact Stay Dry Roofing today and let us show you the difference quality and excellence can make!

 

storm damage repairs

Common Causes of Roofing Emergencies in Indianapolis

Roofing damage can happen for any number of reasons and it always seems to happen at the worst possible time.  When you are faced with any number of roofing emergencies, you want someone you can rely on and trust in your time of need. Finding the right roofing contractor team means knowing they have the experience and skills needed to take care of your unique roofing needs. Many in the Indianapolis area have come to trust Stay Dry Roofing services for all their roofing repair needs. Here are the most common causes of roofing emergencies that we see on a regular basis:

roof storm damageDelayed maintenance

One of the most common reasons for roofing emergencies is the accumulation of normal wear and tear that reaches a point of catastrophic failure of the roofing system. When minor issues are not taken care of and maintenance is not done on schedule, the roof can be severely weakened and can become damaged to the point that a serious problem arises. This is why the roofing experts here at Stay Dry Roofing encourage all of our customers to stay on top of maintenance and general care and why we offer services to ensure your roof is ready for the year ahead!

loose and damaged shinglesPoor installation

Attempting a DIY roof project that is beyond your skills, cutting costs by using cheap materials, or using a contractor that is not experienced will result in major issues with the roof structure. It may not be obvious right away but down the road in a year or so, it will become apparent as more and more issues arise. This can lead to not only issues with things like leaks and shingle problems, but it can affect the overall integrity of the roofing system and can put you and your family in danger! If you need roof repair work done, trust the experts and avoid some big roofing emergencies down the road.

 shingle replacementsHigh winds

Indianapolis roof repair emergencies are often caused by high winds, including bad thunderstorms and tornadoes. Summer storms can be quite severe at times and the high winds can tear off shingles, decking, siding, or damage the roof with flying debris. This type of damage ends up exposing other rows of shingles, it can expose the underlying layers and can damage support beams and other structures of the roofing system.  Many roofing emergencies occur when minor damage or wear and tear is made worse by bad wind- more extensive damage is often the result.

winter roof careIce accumulation

Indianapolis roof repair is very important, especially in the face of the bitter winter storms. Most winter damages to the roof are caused by the fluctuating highs and lows that are common. Secondary damage can also happen from the sheer weight of the snow and ice that can accumulate when winter roof maintenance is ignored for too long. Damaged shingles, broken supports, water damage, broken gutters, torn flashing, and other issues are common when ice dams form and snow accumulates on the rood. Winter damage is one of the big issues we see among residents in Indianapolis so be ready!

fallen tree roof damageFallen tree limbs

When limbs break and fall onto the roof, whether from a storm or lack of proper care of the tree, the results can range from annoying to devastating. Depending on the size of the branch and where it hits, damage can range from messed up shingles and tar paper layers, torn and damaged gutters, or complete collapse of part of the roof. Indianapolis roof repair and maintenance is an on-going process, and it involves everything on and around the roof, including the trees. When you need help during your roofing emergencies that involve trees damage, let us help!

roof care and maintenanceFlashing issues

Flashing is an important part of the roofing system of many Indianapolis homes and is commonly used around the chimneys, vent stacks, dormers, skylights, and roof valleys. Loose or damaged flashing will allow water to seep in under the shingles and get into the roof supports, it can rip off shingles thus making water damage more likely, and it is among the more common roofing emergencies in Indianapolis. If you are noticing loose or damaged flashing on your roof call us today to take care of it before it gets out of hand and leads to a major emergency repair.

Indianapolis roof maintenance and repairContact us

Roofing emergencies can happen anytime, anywhere, and to anyone, so it always best to be prepared. When you trust Stay Dry Roofing, services like roof repair and maintenance are done quickly and professionally. We treat you and your family the same way we would treat our families and are committed to providing the best roof maintenance, repair, and installation services to our customers in and around Indianapolis. Call us today, before your roofing emergencies happen, and let us show you how we can help you in your time of need- we look forward to talking with you!

local roofing contractors

5 Quick Roofing Contractor Tips

The roof of your home is possibly the most important part of your home yet it is also one of the most commonly neglected parts of the house. Most homeowners just do not think about the roof until they find a leak, a branch comes down in a storm, or something else happens. If the time has come to get some repairs made, keep these roofing contractor tips in mind.

  1. roof repairs and replacementsMake sure you only work with a written contract. Get everything in writing and ensure you and the contractor agree to the terms and have signed all the papers before any work starts. The bid should be in writing and list out the prices for everything that will be involved in the work. Of all the roofing contractor tips this is one of the most critical!
  2. Check out the references and credentials of the roofer prior to letting them begin the work. Make sure you check into any references the contractor gives you- do not just take their word for it. Also check that they are properly licensed and insured before you hire them.
  3. Never pay up front for the work. You can expect to make a down payment so that the contractor can get the supplies and begin work. However, do not pay for the entire job upfront. Always hold the last of the payment for when the job is completed and you are satisfied with the work.
  4. Make sure you get multiple bids. You should get at least four or five bids from other contractors before you make your choice. Watch out for lowball bids as well as bids that are much higher than the others. But also keep in mind that you get what you pay for. This is the one tips of all the roofing contractor tips that most homeowners gloss over and later regret doing so.
  5. Indianapolis roofing contractorCheck the codes before work begins. You need to make sure that the work you are having done on the roof falls within local codes and regulations, or you may end up paying for roof work that has to be torn down because it does not pass inspection.

Having roof work done is a big job. Make sure that you do your best to find the best contractor, spend some time looking, do your homework, and make sure that your roofing work gets done right. With these roofing contractor tips in hand, you can be better prepared to find the roofing contractor that is right for you and your roofing needs! Contact Stay Dry Roofing today for the best help available for residential roofing needs!