What You Need To Know About Roof Hail Damage
Roof hail damage is one of the main reasons for roof repair in Indianapolis and the surrounding areas. In many instances it can become an expensive insurance claim. That's why selecting the right roofing company, like Stay Dry Roofing, is important when considering roof hail damage repair.
Nationally, hail is known to cause over $1.6 billion in damage annually. And that's just roof hail damage. It can be a tricky thing to know if your roof has suffered damage during a hail storm. Here's a brief True Or False quiz to help you know when to call in an expert from Stay Dry Roofing for an assessment.
Roof Hail Damage True Or False Quiz
True or False? "After the hail storm, I checked out my roof and couldn't see anything wrong. So, if I couldn't see any problems, everything must be okay, right?"
Answer: False. A roof should be thoroughly inspected by a trained expert who knows the signs of roof hail damage. Not all roofing companies have this expertise. Stay Dry Roofing does.
True or False? "The roof doesn't have any shingles missing, so the hail storm obviously didn't do any damage."
Answer: False. Missing shingles are associated with wind damage. If high winds accompany a hail storm, you may see missing shingles. But roof hail damage is another matter altogether. It is very often not obvious to the untrained eye, and can be so subtle in nature that its effects may go unnoticed until leakage becomes a serious problem far down the road.
True or False? Insurance companies have a one-year time limit for claiming roof hail damage.
Answer: True. Numerous insurance companies limit claims for hail damage to one year. Some have a claim limit of even less. But it is also true that, due to the fact that roof hail damage may not present itself immediately, some insurance companies will pay claims past the stated deadline. However, the waiver of claim limits generally only happens when a hail storm occurs over a large geographical area.
True or False? I just had a new roof put on, so it should be covered by the warranty of the manufacturer.
Answer: False. Warranties by manufacturers usually very specifically exclude hail damage. The same is true with home builders and roofing contractors. In fact, a new roof is more vulnerable to hail damage as opposed to a more seasoned roof because new roofs must cure over time through the daily exposure to the elements.
True or False? My roof took only minimal damage during the hail storm. So there's no need for me to file a claim with my insurance company.
Answer: False. Any roof hail damage whatsoever during a storm qualifies you to file an insurance claim. The damage may not seem like much, but it can create roof leaks for years down the line. Be sure to have your roof inspected by a company that is experienced in roof hail damage repair and, if any damage is found, file your claim immediately.
Still don't know if you should call your insurance company? Call us here at Stay Dry Roofing. With 30 years' experience in the business, we know all the in-and-outs of insurance claims and roof hail damage repair. Our estimates are always free, we will do everything we can to get your insurance claim covered as close to 100% as possible.
Let us help you stay on top of the repairs you honestly need, and your home's roof will do its job for years to come. Call us at (317) 308-7773 or use our Contact Page.